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In a saving plan the saving increases by (40) rupees each month and the total saving in (12) months is (3720) rupees. What was the saving in the first month?

Answer and explanation

Correct answer: (90)

The direct answer is Option B: 90 rupees. The monthly savings form an AP: first term a is unknown, number of terms n=12, common difference d=40, and total S12=3720. Use S_n=n/2[2a+(n-1)d]. Substitution gives 3720=12/2[2a+11(40)]=6[2a+440]. Divide by 6: 620=2a+440. Subtract 440: 2a=180. Divide by 2: a=90. Therefore the first month’s saving is 90 rupees. Option B is correct. Option A, 80, would give a smaller total; Option C, 100, would give a larger total; Option D, 110, would make the total still larger. A quick check is useful: the last saving is 90+11(40)=530, and the average of first and last terms is (90+530)/2=310; 12×310=3720. Memory cue: total AP = number of terms × average term.

Related tags

ApWord-ProblemUnknown-First-Saving

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