Simple Explanation
Wealthier households insurance, savings and stronger rebuilding capacity के कारण high-risk area में remain कर सकते हैं। Lower-income households repeated losses afford न कर पाने से relocate कर सकते हैं। इससे total population के साथ social composition भी बदल सकती है। इसलिए चौथा विकल्प सही है। Expert analysis में hazard exposure के साथ recovery capacity and inequality को भी शामिल करना चाहिए। / Wealthier households may remain in high-risk areas because they have insurance, savings, and stronger rebuilding capacity. Lower-income households may relocate because they cannot absorb repeated losses. The social composition can therefore change along with total population. The fourth option is correct. Expert analysis should include recovery capacity and inequality alongside hazard exposure.
