01 If a₁ = 20 and r = 1/2, what is a₄?
Answer and explanation
Correct answer: B. 5/2
Explanation: Direct answer: a₄ = 5/2, so option B is correct. In a geometric progression, aₙ = a₁rⁿ⁻¹. The exponent is n − 1 because moving from the first term to the second uses the ratio once, to the third twice, and to the fourth three times. Substitute the values: a₄ = 20(1/2)³ = 20 × 1/8 = 20/8 = 5/2. A direct sequence check gives 20, 10, 5, 5/2. Option A is the third term, reached after halving twice. Option B is the fourth term and follows the rule exactly. Option C is the second term, not the fourth. Option D does not result from repeatedly multiplying by 1/2. The common error is using the exponent 4 instead of 3; remember that the first term needs zero ratio applications.