Simple Explanation
Higher-income households expensive insurance and rebuilding costs afford कर सकते हैं, whereas lower-income households repeated premiums and losses manage न कर पाएं। इससे selective out-migration and social filtering हो सकती है। इसलिए तीसरा विकल्प सही है। Expert analysis में hazard risk के साथ financial capacity and insurance access को population redistribution से जोड़ना चाहिए। / Higher-income households may be able to afford expensive insurance and rebuilding costs, while lower-income households may struggle with repeated premiums and losses. This can produce selective out-migration and social filtering. Therefore, the third option is correct. Expert analysis should connect financial capacity and insurance access with population redistribution under hazard risk.
