If a farmer depends only on borrowed inputs, which pressure can increase in livelihood?

Correct answer: Pressure of debt repayment and reduced profit

Direct answer: Option B, pressure of debt repayment and reduced profit. Inputs such as seed, fertilizer, pesticides, fuel, or machinery may be bought with borrowed money. The farmer must later repay the principal and possibly interest, often after harvest. If the crop price falls, the harvest is poor, or costs rise, the sale income may not cover both production expenses and repayment. The remaining profit can therefore shrink, and financial risk can increase. Option A is wrong because borrowing does not automatically increase crop diversity; it may even force a farmer to choose one crop. Option B is correct because debt creates a repayment obligation and interest can raise total cost. Option C is wrong because borrowing cannot control rainfall, temperature, pests, or other weather conditions. Option D is wrong because borrowed inputs do not remove the need to store seed or produce. The reasoning is: borrowed input → principal plus possible interest → higher obligation → lower surplus if income is uncertain. Memory cue: credit is useful only when expected returns can safely cover cost and repayment.